REQUEST FOR OVERDRAFT FACILITY IN
SAVING BANK ACCOUNT UNDER: POLICE SALARY PACKAGE/PARAMILITARY PACKAGE/ STATE
GOVT SALARY PACKAGE
I am
maintaining a Saving Bank Account no. ………………………… with your branch my personal
number is …………………..At my request you have agreed to grant me an overdraft limit
(facility) of Rs. ……………. (Rupees. ………………………………………………)
Which is approximately equivalent to two month net salary I
am enclosing photocopy of my salary slips and I.D. Proofs for your ready
reference. I have represented to you that the said loan is required to meet my
urgent personal/ domestic expenses.
2. In consideration of your granting me that the above
facility. I undertake to liquidate the Outstanding in the facility with
interest from my next salary (ies) within a period of six Months from the date
of sanction of the facility. I also undertake and agree to pay interest for the
above facility, at the rate applicable to clean overdraft I.e…… above SBAR floating,
currently.......p.a. With monthly rests. I also agree that the said rate of
interest shall undergo change from time to time as applicable to an overdraft
account.
3. I undertake to repay the
facility with interest in such instalments as mentioned above and to facilitate
such repayment. I hereby authorise you to deduct such amount as may be required
from my above account. In case, my salary is no credited to the above account for
any reason whatsoever, I undertake to pay the monthly installment with interest on
or before the due date.
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