Friday, March 08, 2019

REQUEST FOR OVERDRAFT FACILITY IN SAVING BANK ACCOUNT UNDER: POLICE SALARY PACKAGE/PARAMILITARY PACKAGE/ STATE GOVT SALARY PACKAGE


REQUEST FOR OVERDRAFT FACILITY IN SAVING BANK ACCOUNT UNDER: POLICE SALARY PACKAGE/PARAMILITARY PACKAGE/ STATE GOVT SALARY PACKAGE

I am maintaining a Saving Bank Account no. ………………………… with your branch my personal number is …………………..At my request you have agreed to grant me an overdraft limit (facility) of Rs. ……………. (Rupees. ………………………………………………)
Which is approximately equivalent to two month net salary I am enclosing photocopy of my salary slips and I.D. Proofs for your ready reference. I have represented to you that the said loan is required to meet my urgent personal/ domestic expenses.
2.         In consideration of your granting me that the above facility. I undertake to liquidate the Outstanding in the facility with interest from my next salary (ies) within a period of six Months from the date of sanction of the facility. I also undertake and agree to pay interest for the above facility, at the rate applicable to clean overdraft I.e… above SBAR floating, currently.......p.a. With monthly rests. I also agree that the said rate of interest shall undergo change from time to time as applicable to an overdraft account.
3. I undertake to repay the facility with interest in such instalments as mentioned above and to facilitate such repayment. I hereby authorise you to deduct such amount as may be required from my above account. In case, my salary is no credited to the above account for any reason whatsoever, I undertake to pay the monthly installment with interest on or before the due date.


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